@ARTICLE{
author={Lazic Milena|0000-0002-8726-3422,Simovic Vladimir|0000-0002-6441-833X,Domazet Ivana S|0000-0002-3493-4616,Abdallah Farid|},
year={2025},
title={Predictive Insights into Digital Competencies: A Data-Driven Approach to Inclusion},
journal={JOURNAL OF TECHNOLOGY IN HUMAN SERVICES},
volume={},
number={},
pages={-},
document_type={Article; Early Access},
}